Thoughtful Mortgage Guidance, Built on Care

Mortgage guidance built on clarity, communication, and your long-term success in mind.

I believe buying or refinancing a home should feel informed, not overwhelming. My role is to help you understand your options, ask the right questions, and move forward with confidence.

Farren McMahon

Loan Officer

NMLS# 2014999

AZ #1012150

Designed for Your Success

Our exclusive approach combines financial expertise with deep understanding of your unique journey

Education Comes First — Always

Mortgages are complex by nature, but your experience shouldn’t be.

Loans the Farren Way means education is the foundation of every conversation. I take the time to explain the why behind each option, so you’re never left guessing or pressured into a decision.

You’ll always know what you’re choosing — and why it makes sense for you

Clear, Consistent Communication

Exceptional lending is built on trust, and trust is built through communication.

When you work with me, you can expect:

Straightforward explanations
Honest answers
Consistent updates and realistic expectations

I believe confidence comes from clarity, and clarity comes from open dialogue.

A Process Designed Around You

From our first conversation to closing day, my process is calm, organized, and collaborative.

Clients appreciate:

A clear roadmap from the beginning
Space to ask questions without feeling rushed
A lender who listens just as much as they advise

Loan Products

Mortgage Options, Explained — Not Sold. My role isn’t to push products — it’s to guide you through your choices. I specialize in:

Home Purchase Financing

Whether you’re buying your first home or your forever home, I’ll help you navigate the options available to you. This includes VA loans for eligible veterans and service members, FHA loans with flexible qualification requirements, and conventional loans for those seeking competitive rates and terms. We’ll discuss the differences so you can choose with confidence.

First Time Home Buyers

Buying your first home is a major milestone, and it can feel overwhelming without the right guidance. I’m here to walk you through every step — from understanding how much home you can comfortably afford, to explaining down payment options and assistance programs, to demystifying the closing process. No question is too small.

Refinancing & Equity Strategies

Your home is more than a place to live — it’s an asset that can work for you. Whether you’re looking to lower your interest rate, shorten your loan term, consolidate debt, or tap into your home’s equity for renovations or other goals, I’ll help you evaluate whether refinancing makes sense for your situation.

Jumbo & Luxury Loans

For homes that exceed conventional loan limits, jumbo loans provide the financing you need with the personalized service you deserve. I work with clients purchasing luxury properties throughout Arizona, including the Flagstaff area, ensuring a smooth and professional experience from application to closing.

Investment Property Financing

Building wealth through real estate requires a lending partner who understands the unique considerations of investment properties. Whether you’re purchasing your first rental property or expanding your portfolio, I’ll guide you through loan options, qualification requirements, and strategies that support your long-term investment goals.

Self-Employed & Non-Traditional Income Solutions

If your income doesn’t fit into a traditional W-2 box, you still have options. I specialize in working with self-employed individuals, business owners, and those with non-traditional income streams. Together, we’ll explore loan programs designed to account for the unique way you earn — without unnecessary stress or confusion.

Every recommendation is grounded in education, transparency, and thoughtful planning.

Pinehaven Luxury
Condominiums

Wellness and holistic luxury living in Flagstaff Arizona.

Begin Your Journey

Whether you’re ready to move forward or simply want to learn, I’m here to help.

Get in Touch

Ready to discuss your financial future? Our team of experts is here to provide personalized guidance every step of the way.

Call Us
928.814.1594

Email Us
farrenm@uplend.vip

Visit Us
9221 E Via de Ventura
Scottsdale, AZ 85258